Debitum Investments (formerly Debitum Network) is a P2P marketplace based in Latvia and regulated by the local financial supervisory authority. What makes Debitum special is its unique positioning in the P2P lending environment, as it is regulated, follows a marketplace model and offers buyback-secured business loans.
The combination of Via SMS Group and the Viainvest platform is regarded as a highly experienced partnership in the industry, which has proven itself over the past years. If you want to invest here and earn interest, you’re probably making a good choice.
Viainvest reacted very calmly after the outbreak of the pandemic. Internally, only around 10% of employees had to be laid off. Because Viainvest had already pursued a conservative growth strategy for years in the past, there were far fewer adjustments and changes than with other P2P platforms.
To get access to the relevant data, Viainvest offers to download tax reports and income statements from the platform.
How does Viainvest work and what should investors know and consider when investing on the plaform? In the following sections of my Viainvest review you will find all the necessary information that you need.
It would have been more honest to lower the interest to a point where investors pull out money and they reach a market equilibrium. How, everyone has to constantly work: some to manually invest in loans every morning, some to pull out money every week to avoid the cash drag.
The return you can earn on Viainvest is respectable. You can find the current average values monthly updated in the table above. My own historical return is over 12 percent as of today. You can see the current figures of my own portfolio in my statistics.
The buyback guarantee sounds reassuring, but it does not automatically mean that your investment is safe. The guarantee is typically only applied if the borrower fails to repay and only for defaults over 60 days.
Now 6 months active on the platform and very enthusiastic! With MI, you can reduce your potential cash drag to a minimum. Plenty of offerings and clear communication from Peerberry. Also, the Telegram group “Loan announcements only” is pleasant for announcing which loans are being offered.
Notably, Nectaro also offers competitive interest rates of up to 15%. More details on this Viainvest alternative can be found in my Nectaro review.
The losses were easily recouped in retrospect and the Group continues to focus on growth. It should be noted that the Group has always been profitable despite its expansion – with the exception of 2020, the year of the pandemic. The Ukraine crisis did not affect the platform either. The ViaSMS Group debitum does not grant loans in either Ukraine or Russia and was therefore not affected by the Russian attack. A third ‘
Dirkjan Owner of Eurolutions and actively involved as a business angel and investor in real estate, stocks, and crowdfunding projects. All articles by Dirkjan
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
The IBF licence is generally regarded as the accolade for the popular platform – but the transition was anything but easy for investors! In order to meet the requirements of Latvian and EU regulations, some changes were necessary, which unfortunately did not go smoothly.